Hartford’s “Any Occupation” Review: Why Job Demands and Appeal Records Matter
A recent ERISA disability decision examines Hartford’s appeal handling, retraining assumptions, and proposed job demands. The court returned the claim for renewed review without ordering an immediate benefits award.
When Disability Isn’t Disputed, Why Can LTD Benefits Still End?
Pankey v. Aetna shows why a financial-records dispute can threaten long-term disability benefits even when the claimant’s physical disability is undisputed.
Hartford’s ERISA Disability Win Shows Why Functional Evidence Matters
A recent Massachusetts decision involving Hartford highlights why functional evidence, changing policy definitions, and the administrative appeal record matter in ERISA disability claims.